400 E Florida Ave, Hemet, CA 92543
Mondays to Fridays
9:30 am – 1:00 pm
1:30 pm – 6:00 pm
What is a pawnshop?
A pawnshop is a business where an individual is able to use their personal property as collateral for a loan.
How do pawn loans work?
A pawn loan is a convenient way to receive short-term cash. A customer brings an item of value and a loan amount is negotiated. In the state of California, the customer has 4 months to payback the loan with fees and interest. If the customer has not redeemed the loan at the end of 4 months a late notice is sent giving the customer a 10 day grace period. There is an additional fee for this service.
How much is the finance charge for Cindy’s Pawn?
The state regulated finance charges vary depending on the size of the loan. It would be best to discuss your loan charges case by case.
A complete detail of interests are part of each contract provided to the customer.
What items will Cindy’s Pawn take?
Cindy’s pawn will consider any items of value. Things we will consider will be: age, condition, popularity, wholesale, retail, and used value and any other information that would assist in establishing its contential saleability.
Can you hold items longer than the grace period?
A new loan may be rewritten at the end of 4 months. Upon agreement between the pawnshop and the customer. This is a practice that Cindy’s Pawn attempts to do although not always available in all cases.